What is debt consolidation?
Don’t confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a
Don’t confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a
Your superannuation investment grows through: your employer’s compulsory super guarantee contributions (concessional contributions) any voluntary contributions out of your pre-tax income, such as salary sacrifice and personal contributions you’re allowed as
From Proverbs to John Lennon, many people have said it – and the last nine months have been a reminder of its truth: life happens
Rising levels of debt and finding ways to manage it is a concern for many of our clients. For some, it’s aiming to improve their
It has been a wild ride for the Australian dollar since the Covid-19 pandemic struck and that could mean good news or bad news for
Key points: The Intergenerational Report 2023 released by Treasury gave Australians insight into the national economy from 2023 until 2062 – 2063 The care and
If you find a transaction in your account that you don’t recognise, it could be unauthorised or mistaken. If you think something is wrong, contact
What is a salary sacrifice arrangement? Salary sacrifice is an agreement with your employer to contribute a certain amount of your pre-tax salary or potential
Iron ore has been the backbone of the Australian economy and many investment portfolios for much of the 21st century. Export of the commodity saw
One of the biggest challenges first home buyers face at present is saving for a decent deposit. While there are definitely some advantages to buying
On 1 July 2023, the contributions that your employer is required to make into your super fund, under the super guarantee, increased from 10.5% to
Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other words,
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This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
IP Financial Advisers Pty Ltd ABN 23 602 632 584 trading as IP Financial Advisers is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706