How Australia’s perceptions of wealth are changing in the 2020s
For decades, Australians have associated wealth with home ownership. As our country has become more diverse and inclusive, and individual Australians achieve greater freedoms, these
For decades, Australians have associated wealth with home ownership. As our country has become more diverse and inclusive, and individual Australians achieve greater freedoms, these
Conditions of release of super The conditions of release that must be satisfied for legal superannuation withdrawals. You can withdraw your super when you: turn
Aging at home with government-subsidised funding is made possible through the Home Care Packages program. However, a crackdown on what the funds can be used
Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and personal circumstances,
Check the income to declare, when to report a loss, and deductions you can claim for managed investment trusts. Types of managed investment trusts Managed
Term deposits offer certainty and savings accounts offer flexibility. Here are some other common features and benefits of each. Putting your money into a savings
Monitor how your shares are performing compared to similar companies or the market overall. Stay up-to-date with company, economic and market changes. This gives you
About downsizer contributions If you are 55 or older, you may be able to contribute up to $300,000 from the proceeds of the sale (or
Having a solid budget is crucial to building financial resilience, and as rising rates continue to put pressure on household finances, it could help to
If you’re age 60 or over, own your home and need to access money, releasing equity from your home may be an option. There is
Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A good estate plan can help
A TTR pension could allow you to withdraw up to 10% of your super savings each financial year whether you’re still working full-time, part-time or
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IP Financial Advisers Pty Ltd (ABN 23 602 632 584) is authorised by Templestone Financial Services Pty Ltd (ABN 99 641 075 952) AFSL 523831 to provide financial services only. Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.