Managing money and how to budget
Having a solid budget is crucial to building financial resilience, and as rising rates continue to put pressure on household finances, it could help to
Having a solid budget is crucial to building financial resilience, and as rising rates continue to put pressure on household finances, it could help to
Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A good estate plan can help
If you’re age 60 or over, own your home and need to access money, releasing equity from your home may be an option. There is
A TTR pension could allow you to withdraw up to 10% of your super savings each financial year whether you’re still working full-time, part-time or
While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may
Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different
Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate
Why invest in property? What makes this such a popular option? You can earn rental income plus benefit from capital growth. What’s different for investors
Don’t confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a
Your superannuation investment grows through: your employer’s compulsory super guarantee contributions (concessional contributions) any voluntary contributions out of your pre-tax income, such as salary sacrifice and personal contributions you’re allowed as
From Proverbs to John Lennon, many people have said it – and the last nine months have been a reminder of its truth: life happens
Rising levels of debt and finding ways to manage it is a concern for many of our clients. For some, it’s aiming to improve their
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This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
IP Financial Advisers Pty Ltd (ABN 23 602 632 584) is authorised by Templestone Financial Services Pty Ltd (ABN 99 641 075 952) AFSL 523831 to provide financial services only. Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.